
Empire Financial:
Safeguard Your Future
At Pacific Empire Financial, we understand that stability and predictability are key to a comfortable retirement.
That’s why we champion Fixed Index Annuities—a safe choice in the unpredictable world of market investments.
Retirement Made Easy,
Retirement Made Simple.
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Red vs. Green
For decades, the traditional advice has been to invest retirement savings directly in the stock market, adhering to the 4.5% rule. This strategy assumes that the market's average 10% return will comfortably cover annual withdrawals while allowing the balance to grow. However, recent economic turbulences have shown that this method may not be as reliable as once thought.
The 23-Year Journey from
2000 to 2022
Red Line Reality: A $500,000 investment in the S&P 500 faced severe downturns following major economic crises. Despite peaking at $462,575, by 2022, it dwindled to $356,303, significantly eroding the initial investment despite withdrawing $517,500 over the years.
Green Line Guarantee: The same $500,000, when managed as a Fixed Index Annuity, not only weathered market storms but thrived. Shielded from losses and capturing half the market's gains, it appreciated to $730,664 by 2022—a stark contrast to the red line's decline.

Stability Meets Growth
Fixed Index Annuities offer a compelling blend of protection and potential
Your investment is completely
protected from market downturns, ensuring that you don't lose a penny during financial crises.
While you won't capture every market high, earning up to 50% of the market’s gains means you still benefit during good times without suffering during the bad.
Just like traditional investments, you can draw a steady income, but with the assurance that your principal is secure.
Why Wait? Discover the
Power of Protected Investing
Ready to see how a Fixed Index Annuity can secure your retirement with guaranteed income for life?
At Pacific Empire Financial, we're committed to helping you find peace of mind and financial security.
Follow the GREEN LINE—where your investments increase and your worries decrease.
Set Up Your FREE Consultation Today!
See the whole picture and understand how you can secure a guaranteed income for life while keeping your investment safe.
Contact Pacific Empire Financial for a free
consultation and step into a future where your
retirement funds are as secure as your dreams.